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Lofty Secondary

3514 W 123rd St, Cleveland, OH 44111

🇺🇸 Cleveland, OH

3514 W 123rd St, Cleveland, OH 44111 — photo 1 1 / 12

Total Asset Value

$92,818

$136,615 raised

Price

$39.23 / token 0.0% vs previous fill

-32.1% vs issue price

Buy on Lofty ↗

🕒 Realized yield

5.66%

average of yield over time, to date

📈 Current Market Yield

9.07%

net rent ÷ current market price

⚠️ Risk signals

✕ 0 ! 1 ✓ 5

red = caution · click to inspect each signal

🔔 Watch this property

Get alerted when liquidity drops, a lawsuit is filed, or distributions stop.

Risk check Occupied Rent current Minimal flood risk Yield dipped to 0.3% Sellable -32% vs issue

Overview

4/5
Platform
Lofty
Token symbol
Not provided
Asset class
Real estate
Market
Secondary
Status
Active

Exit & Liquidity

6/9
Sellability
Two-sided
Trades (7d)
3 fills
AMM pool cash (USDC)
$0.00
AMM pool tokens
0
Order book — buy
287
Order book — sell
37

Executed trades

20 fills

Actual fills on the secondary market, newest first — not open orders. Updated hourly; where a transaction hash exists the date links to the chain.

When Tokens Price Value
4d ago 3 $39.23 $117.69
4d ago 2 $39.24 $78.48
6d ago 0.1166 $42.88 $5.00
13d ago 1 $40.15 $40.15
13d ago 4 $40.16 $160.64
13d ago 2 $41.16 $82.32
Sep 30, 2026 1.25 $40.18 $50.23
Sep 24, 2026 1 $41.53 $41.53
Sep 24, 2026 3 $41.54 $124.62
Sep 16, 2026 2 $41.56 $83.12
Sep 14, 2026 0.25 $45.50 $11.38
Sep 14, 2026 1 $44.49 $44.49
Sep 12, 2026 0.2974 $45.50 $13.53
Sep 12, 2026 0.7026 $45.49 $31.96
Sep 12, 2026 3.2974 $45.49 $150.00
Sep 8, 2026 1 $45.49 $45.49
Sep 8, 2026 4 $43.00 $172.00
Sep 6, 2026 1 $43.00 $43.00
Sep 2, 2026 5 $45.50 $227.50
Sep 2, 2026 2 $43.50 $87.00

Returns

8/11
Net APY
6.16%
Gross APY
6.16%
Realized ARY
5.66%
Cash-on-cash
3.59%
Gross rent / yr
$13,200.00
Monthly rent
$1,100.00
NOI / yr
$4,911.24
Total rent paid
Not provided
Payout cadence
Monthly
since Sep 2021 · 56 monthly payouts
Metric

Net yield over time

Avg 5.66%
Sep 2021 0.27%–11.74% Sep 2026

Operating costs (annual) — the drag from gross rent to NOI

Property tax $4,692.12 35.55%
Management $1,980.00 15.00%
Maintenance reserve $8,300.00 62.88%
LLC admin $750.00 5.68%
Total operating costs $15,722.12 119.11%
Gross rent → NOI $13,200.00 → $4,911.24

How net yield is calculated

Tenants pay gross rent, but property management (~7%), insurance, property tax, maintenance and the platform fee come out before you’re paid. Net rent is what’s left to distribute — those costs fall on the investor, not the platform. The platform keeps only its listing/trading fee.

Why the payout swings. Lofty distributes the actual cash collected each month, so a repair, a vacancy or a fee lands in the month it happens — the bars above move with it. You see costs raw, as they occur, not averaged out.

Valuation

13/17
Current price / token
$39.23 · 3 tokens ($117.69) · 4d ago
Appraisal NAV
$57.74
Premium / discount vs NAV
-32.1%
Underlying value
$136,614.67
Sale price
$106,000.00
ZIP home value (Zillow)
$164,470.49
This price vs ZIP
-35.6%
ZIP rent (Zillow)
$1,268.44
This rent vs ZIP
-13.3%
Median home value (ACS)
$109,500.00
Median rent (ACS)
$1,052.00
HUD fair market rent
$1,180.00 (2BR · ZIP)
Rent vs HUD FMR
-6.8%

Risk

8/16
LTV
Not provided
Property price
$106,000.00
Occupancy
Occupied
Vacancy rate (tract)
6.00%
Vacancy rate (county)
10.00%
Income vs county
-10.2%
Income trend
+46.3%
Population trend
-6.6%
County tax standing
Not provided
FEMA flood zone
Outside mapped hazard zones

Whale concentration

Moderate
Holders (wallets)
≈ 168ⓘ
Total tokens
2,366
Top holder
14.96%
Top 5
46.03%
Top 10
67.02%
Largest holding
354 tokens
Effective holders
17.2
HHI
582.5
Distribution of the top 25 holders and the combined remainder — hover for value & quantity

Read live from Algorand: every holder's on-chain balance across 168 wallets (issuer/reserve excluded). Higher top-holder share means a single seller can move the price. The platform's own holder count can run slightly higher — it also counts owners pooled in its custodial wallet.

Property & Neighborhood

9/13
Address
Not provided
Location
Cleveland, OH
Country
United States
Property type
Single-family
Beds / baths
2 Bed / 1 Bath
Size
1,248 sqft
Year built
1921
Operating since
2022-09-14 (4y 1m in)
Median income (tract)
$56,388.00
Population (tract)
5,508

Off-chain neighborhood data — US Census ACS 5-year (tract 124100) + Zillow ZIP indices, joined by geocoded address. Measured, not curated.