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Lofty Secondary

3976 Stillwood Dr, Memphis, TN 38128

🇺🇸 Memphis, TN

3976 Stillwood Dr, Memphis, TN 38128 — photo 1 1 / 12

Total Asset Value

$91,228

$208,170 raised

Price

$32.01 / token +8.0% vs previous fill

-56.2% vs issue price

Buy on Lofty ↗

🕒 Realized yield

6.58%

average of yield over time, to date

📈 Current Market Yield

8.49%

net rent ÷ current market price

⚠️ Risk signals

✕ 0 ! 1 ✓ 5

red = caution · click to inspect each signal

🔔 Watch this property

Get alerted when liquidity drops, a lawsuit is filed, or distributions stop.

Risk check Occupied Rent current Minimal flood risk Yield dipped to 0.3% Sellable -56% vs issue

Overview

4/5
Platform
Lofty
Token symbol
Not provided
Asset class
Real estate
Market
Secondary
Status
Active

Exit & Liquidity

6/9
Sellability
Two-sided
Trades (7d)
3 fills
AMM pool cash (USDC)
$0.00
AMM pool tokens
0
Order book — buy
220
Order book — sell
116

Executed trades

20 fills

Actual fills on the secondary market, newest first — not open orders. Updated hourly; where a transaction hash exists the date links to the chain.

When Tokens Price Value
5d ago 2 $32.01 $64.02
5d ago 4 $29.64 $118.56
5d ago 6 $29.30 $175.80
8d ago 0.6259 $29.29 $18.33
8d ago 1 $29.29 $29.29
9d ago 0.177 $29.29 $5.18
9d ago 0.1971 $29.29 $5.77
12d ago 1 $26.00 $26.00
Oct 1, 2026 0.25 $29.80 $7.45
Oct 1, 2026 1 $26.00 $26.00
Oct 1, 2026 1 $27.50 $27.50
Oct 1, 2026 2 $28.05 $56.10
Sep 28, 2026 2 $17.00 $34.00
Sep 28, 2026 4 $16.50 $66.00
Sep 28, 2026 2 $28.43 $56.86
Sep 28, 2026 2 $28.45 $56.90
Sep 28, 2026 2 $28.46 $56.92
Sep 27, 2026 1 $28.45 $28.45
Sep 27, 2026 2 $28.46 $56.92
Sep 27, 2026 0.2548 $32.40 $8.26

Returns

9/11
Net APY
3.72%
Gross APY
3.72%
Realized ARY
6.58%
Cap rate
5.68%
Cash-on-cash
2.86%
Gross rent / yr
$13,620.00
Monthly rent
$1,135.00
NOI / yr
$5,829.48
Total rent paid
Not provided
Payout cadence
Monthly
since Oct 2021 · 52 monthly payouts
Metric

Net yield over time

Avg 6.58%
Oct 2021 0.31%–9.85% Sep 2026

Operating costs (annual) — the drag from gross rent to NOI

Property tax $3,811.80 27.99%
Insurance $1,218.96 8.95%
Management $1,362.00 10.00%
Maintenance reserve $6,250.00 45.89%
LLC admin $750.00 5.51%
Total operating costs $13,392.76 98.33%
Gross rent → NOI $13,620.00 → $5,829.48

How net yield is calculated

Tenants pay gross rent, but property management (~7%), insurance, property tax, maintenance and the platform fee come out before you’re paid. Net rent is what’s left to distribute — those costs fall on the investor, not the platform. The platform keeps only its listing/trading fee.

Why the payout swings. Lofty distributes the actual cash collected each month, so a repair, a vacancy or a fee lands in the month it happens — the bars above move with it. You see costs raw, as they occur, not averaged out.

Valuation

13/17
Current price / token
$32.01 · 2 tokens ($64.02) · 5d ago
Appraisal NAV
$73.04
Premium / discount vs NAV
-56.2%
Underlying value
$203,787.05
Sale price
$168,000.00
ZIP home value (Zillow)
$148,285.55
This price vs ZIP
+13.3%
ZIP rent (Zillow)
$1,185.99
This rent vs ZIP
-4.3%
Median home value (ACS)
$87,000.00
Median rent (ACS)
$1,206.00
HUD fair market rent
$1,780.00 (3BR · ZIP)
Rent vs HUD FMR
-36.2%

Risk

8/16
LTV
Not provided
Property price
$168,000.00
Occupancy
Occupied
Vacancy rate (tract)
9.60%
Vacancy rate (county)
10.60%
Income vs county
-3.3%
Income trend
+68.6%
Population trend
+1.6%
County tax standing
Not provided
FEMA flood zone
Outside mapped hazard zones

Whale concentration

Low
Holders (wallets)
≈ 203ⓘ
Total tokens
2,790
Top holder
9.79%
Top 5
32.14%
Top 10
49.19%
Largest holding
279 tokens
Effective holders
28.6
HHI
349.8
Distribution of the top 25 holders and the combined remainder — hover for value & quantity

Read live from Algorand: every holder's on-chain balance across 203 wallets (issuer/reserve excluded). Higher top-holder share means a single seller can move the price. The platform's own holder count can run slightly higher — it also counts owners pooled in its custodial wallet.

Property & Neighborhood

9/13
Address
Not provided
Location
Memphis, TN
Country
United States
Property type
Single-family
Beds / baths
3 Bed / 2 Bath
Size
1,466 sqft
Year built
1974
Operating since
2022-09-14 (4y 1m in)
Median income (tract)
$60,284.00
Population (tract)
4,707

Off-chain neighborhood data — US Census ACS 5-year (tract 020524) + Zillow ZIP indices, joined by geocoded address. Measured, not curated.