Lofty Secondary

110 Gardengate Dr, Harvest, AL 35749

🇺🇸 Harvest, AL

110 Gardengate Dr, Harvest, AL 35749 — photo 1 1 / 12

Total Asset Value

$232,615

$301,390 raised

Price

$35.08 / token -7.7% vs previous fill

-22.8% vs issue price

Buy on Lofty ↗

🕒 Realized yield

6.44%

average of yield over time, to date

📈 Current Market Yield

7.28%

net rent ÷ current market price

⚠️ Risk signals

✕ 0 ! 2 ✓ 5

red = caution · click to inspect each signal

🔔 Watch this property

Get alerted when liquidity drops, a lawsuit is filed, or distributions stop.

Risk check No payout · 1 mo Occupied Rent current Minimal flood risk Yield dipped to 0.0% Sellable -23% vs issue

Overview

4/5
Platform
Lofty
Token symbol
Not provided
Asset class
Real estate
Market
Secondary
Status
Active

Exit & Liquidity

6/9
Sellability
Two-sided
Trades (7d)
5 fills
AMM pool cash (USDC)
$0.00
AMM pool tokens
0
Order book — buy
135
Order book — sell
440

Executed trades

20 fills

Actual fills on the secondary market, newest first — not open orders. Updated hourly; where a transaction hash exists the date links to the chain.

When Tokens Price Value
1d ago 1.2738 $35.08 $44.68
1d ago 0.831 $37.99 $31.57
1d ago 0.6249 $37.99 $23.74
2d ago 2.0005 $37.99 $76.00
6d ago 5 $38.50 $192.50
7d ago 2.5974 $38.50 $100.00
7d ago 1.1735 $38.49 $45.17
7d ago 0.1008 $38.49 $3.88
8d ago 0.7257 $38.49 $27.93
8d ago 1 $35.50 $35.50
8d ago 2 $35.51 $71.02
9d ago 1 $38.49 $38.49
9d ago 1 $35.51 $35.51
9d ago 2.0779 $38.50 $80.00
11d ago 2 $38.05 $76.10
13d ago 1.989 $38.20 $75.98
13d ago 3 $38.18 $114.54
13d ago 5.0569 $38.00 $192.16
Sep 30, 2026 0.9431 $38.00 $35.84
Sep 30, 2026 0.3408 $37.97 $12.94

Returns

9/11
Net APY
5.62%
Gross APY
5.62%
Realized ARY
6.44%
Cap rate
1.43%
Cash-on-cash
4.40%
Gross rent / yr
$21,959.40
Monthly rent
$1,829.95
NOI / yr
$13,276.44
Total rent paid
Not provided
Payout cadence
Monthly
since Sep 2022 · 46 monthly payouts
Metric

Net yield over time

Avg 6.44%
Sep 2022 0.00%–9.56% Oct 2026

Operating costs (annual) — the drag from gross rent to NOI

Property tax $1,935.48 8.81%
Insurance $1,498.35 6.82%
Management $2,196.00 10.00%
Maintenance reserve $14,626.00 66.60%
LLC admin $750.00 3.42%
Total operating costs $21,005.83 95.66%
Gross rent → NOI $21,959.40 → $13,276.44

How net yield is calculated

Tenants pay gross rent, but property management (~7%), insurance, property tax, maintenance and the platform fee come out before you’re paid. Net rent is what’s left to distribute — those costs fall on the investor, not the platform. The platform keeps only its listing/trading fee.

Why the payout swings. Lofty distributes the actual cash collected each month, so a repair, a vacancy or a fee lands in the month it happens — the bars above move with it. You see costs raw, as they occur, not averaged out.

Valuation

13/17
Current price / token
$35.08 · 1.2738 tokens ($44.68) · 1d ago
Appraisal NAV
$45.45
Premium / discount vs NAV
-22.8%
Underlying value
$302,026.00
Sale price
$283,000.00
ZIP home value (Zillow)
$314,344.92
This price vs ZIP
-10.0%
ZIP rent (Zillow)
$1,830.70
This rent vs ZIP
0.0%
Median home value (ACS)
$231,600.00
Median rent (ACS)
$1,301.00
HUD fair market rent
$1,950.00 (3BR · ZIP)
Rent vs HUD FMR
-6.2%

Risk

8/16
LTV
Not provided
Property price
$283,000.00
Occupancy
Occupied
Vacancy rate (tract)
6.30%
Vacancy rate (county)
7.00%
Income vs county
+18.1%
Income trend
+55.0%
Population trend
+30.8%
County tax standing
Not provided
FEMA flood zone
Outside mapped hazard zones

Whale concentration

Low
Holders (wallets)
≈ 393ⓘ
Total tokens
6,645
Top holder
15.03%
Top 5
38.44%
Top 10
48.30%
Largest holding
996.41 tokens
Effective holders
23.7
HHI
421.5
Distribution of the top 25 holders and the combined remainder — hover for value & quantity

Read live from Algorand: every holder's on-chain balance across 393 wallets (issuer/reserve excluded). Higher top-holder share means a single seller can move the price. The platform's own holder count can run slightly higher — it also counts owners pooled in its custodial wallet.

Property & Neighborhood

9/13
Address
Not provided
Location
Harvest, AL
Country
United States
Property type
Single-family
Beds / baths
3 Bed / 2 Bath
Size
1,726 sqft
Year built
2014
Operating since
2022-09-28 (4y in)
Median income (tract)
$98,686.00
Population (tract)
4,978

Off-chain neighborhood data — US Census ACS 5-year (tract 010502) + Zillow ZIP indices, joined by geocoded address. Measured, not curated.