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Lofty Secondary

20 Sederholm Path, Palm Coast, FL 32164

🇺🇸 Palm Coast, FL

20 Sederholm Path, Palm Coast, FL 32164 — photo 1 1 / 12

Total Asset Value

$222,812

$290,517 raised

Price

$37.02 / token 0.0% vs previous fill

-23.3% vs issue price

Buy on Lofty ↗

🕒 Realized yield

12.92%

average of yield over time, to date

📈 Current Market Yield

15.36%

net rent ÷ current market price

⚠️ Risk signals

✕ 0 ! 2 ✓ 4

red = caution · click to inspect each signal

🔔 Watch this property

Get alerted when liquidity drops, a lawsuit is filed, or distributions stop.

Risk check Vacancy on record Rent current Minimal flood risk Yield dipped to 0.6% Sellable -23% vs issue

Overview

4/5
Platform
Lofty
Token symbol
Not provided
Asset class
Real estate
Market
Secondary
Status
Active

Exit & Liquidity

6/9
Sellability
Two-sided
Trades (7d)
8 fills
AMM pool cash (USDC)
$0.00
AMM pool tokens
0
Order book — buy
144
Order book — sell
92

Executed trades

20 fills

Actual fills on the secondary market, newest first — not open orders. Updated hourly; where a transaction hash exists the date links to the chain.

When Tokens Price Value
today 1 $37.02 $37.02
today 2.9498 $37.02 $109.20
today 1.0502 $37.03 $38.89
1d ago 0.9498 $37.03 $35.17
2d ago 1.512 $40.95 $61.92
2d ago 0.93 $40.94 $38.07
3d ago 0.93 $37.03 $34.44
6d ago 1 $41.00 $41.00
8d ago 0.4396 $41.00 $18.02
8d ago 2 $40.99 $81.98
9d ago 2.135 $37.02 $79.04
9d ago 1.865 $37.03 $69.06
9d ago 0.135 $37.03 $5.00
10d ago 4.878 $41.00 $200.00
10d ago 0.7317 $41.00 $30.00
11d ago 1 $40.24 $40.24
11d ago 1 $40.24 $40.24
12d ago 6 $38.00 $228.00
12d ago 0.04 $38.66 $1.55
13d ago 7.9978 $38.66 $309.19

Returns

8/11
Net APY
11.78%
Gross APY
11.78%
Realized ARY
12.92%
Cap rate
6.88%
Cash-on-cash
11.78%
Gross rent / yr
$25,261.44
Monthly rent
$2,105.12
Total rent paid
Not provided
Payout cadence
Monthly
since Apr 2024 · 28 monthly payouts
Metric

Net yield over time

Avg 12.92%
Apr 2024 0.59%–24.31% Sep 2026

Operating costs (annual) — the drag from gross rent to NOI

Property tax $3,989.52 15.79%
Insurance $3,655.92 14.47%
Management $2,520.00 9.98%
Utilities $12,022.20 47.59%
LLC admin $750.00 2.97%
Total operating costs $22,937.64 90.80%
Gross rent → NOI $25,261.44 → —

How net yield is calculated

Tenants pay gross rent, but property management (~7%), insurance, property tax, maintenance and the platform fee come out before you’re paid. Net rent is what’s left to distribute — those costs fall on the investor, not the platform. The platform keeps only its listing/trading fee.

Why the payout swings. Lofty distributes the actual cash collected each month, so a repair, a vacancy or a fee lands in the month it happens — the bars above move with it. You see costs raw, as they occur, not averaged out.

Valuation

13/17
Current price / token
$37.02 · 1 tokens ($37.02) · today
Appraisal NAV
$48.27
Premium / discount vs NAV
-23.3%
Underlying value
$289,600.00
Sale price
$288,000.00
ZIP home value (Zillow)
$321,497.10
This price vs ZIP
-10.4%
ZIP rent (Zillow)
$1,823.92
This rent vs ZIP
+15.4%
Median home value (ACS)
$310,700.00
Median rent (ACS)
$1,645.00
HUD fair market rent
$2,510.00 (3BR · ZIP)
Rent vs HUD FMR
-16.1%

Risk

12/16
LTV
51.70%
Property price
$288,000.00
Loan
$149,039.43
Equity
$138,960.57
Monthly loan repayment
$0.00
Occupancy
Vacancy on record
Vacancy rate (tract)
3.60%
Vacancy rate (county)
14.10%
Income vs county
+9.3%
Income trend
+34.6%
Population trend
+25.9%
County tax standing
Not provided
FEMA flood zone
Outside mapped hazard zones

⚠️ Monthly loan repayment is $0 (deferred) — the 51.7% loan isn’t being serviced now, which inflates current cash yield, but the $149,039.43 principal still claims sale proceeds.

Whale concentration

High
Holders (wallets)
≈ 217ⓘ
Total tokens
5,999
Top holder
49.71%
Top 5
75.06%
Top 10
80.10%
Largest holding
2,992 tokens
Effective holders
3.7
HHI
2,695
Distribution of the top 25 holders and the combined remainder — hover for value & quantity

Read live from Algorand: every holder's on-chain balance across 217 wallets (issuer/reserve excluded). Higher top-holder share means a single seller can move the price. The platform's own holder count can run slightly higher — it also counts owners pooled in its custodial wallet.

Property & Neighborhood

9/13
Address
Not provided
Location
Palm Coast, FL
Country
United States
Property type
Single-family
Beds / baths
3 Bed / 2 Bath
Size
1,218 sqft
Year built
2019
Operating since
2024-04-07 (2y 6m in)
Median income (tract)
$79,727.00
Population (tract)
9,310

Off-chain neighborhood data — US Census ACS 5-year (tract 060208) + Zillow ZIP indices, joined by geocoded address. Measured, not curated.