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Lofty Secondary

86 Madison Ave, Albany, NY 12202

🇺🇸 Albany, NY

86 Madison Ave, Albany, NY 12202 — photo 1 1 / 12

Total Asset Value

$125,120

$371,000 raised

Price

$17.00 / token -2.9% vs previous fill

-66.3% vs issue price

Buy on Lofty ↗

🕒 Realized yield · no payout 4 mo

5.25%

average of yield over time, to date

📈 Current Market Yield · no payout 4 mo

6.91%

No distribution for 4 months — this yield is what the listing would pay, not what it is paying.

⚠️ Risk signals

✕ 3 ! 1 ✓ 3

red = caution · click to inspect each signal

🔔 Watch this property

Get alerted when liquidity drops, a lawsuit is filed, or distributions stop.

Risk check No payout · 4 mo Short-term rental Rent current Rent 405% above HUD FMR Flood zone AE Yield dipped to 0.3% Sellable -66% vs issue

Overview

4/5
Platform
Lofty
Token symbol
Not provided
Asset class
Real estate
Market
Secondary
Status
Active

Exit & Liquidity

6/9
Sellability
Two-sided
Trades (7d)
2 fills
AMM pool cash (USDC)
$0.00
AMM pool tokens
0
Order book — buy
167
Order book — sell
343

Executed trades

20 fills

Actual fills on the secondary market, newest first — not open orders. Updated hourly; where a transaction hash exists the date links to the chain.

When Tokens Price Value
today 1 $17.00 $17.00
6d ago 0.5 $17.50 $8.75
12d ago 2.5 $20.00 $50.00
13d ago 1 $20.45 $20.45
Oct 1, 2026 0.2224 $20.45 $4.55
Oct 1, 2026 1 $20.45 $20.45
Oct 1, 2026 1 $20.45 $20.45
Sep 28, 2026 1 $17.90 $17.90
Sep 28, 2026 3 $17.90 $53.70
Sep 28, 2026 2 $17.91 $35.82
Sep 27, 2026 5.86 $21.00 $123.06
Sep 24, 2026 2.3809 $21.00 $50.00
Sep 21, 2026 1.37 $20.00 $27.40
Sep 14, 2026 1 $21.00 $21.00
Sep 13, 2026 0.048 $21.00 $1.01
Sep 12, 2026 4.3919 $21.00 $92.23
Sep 12, 2026 0.238 $21.00 $5.00
Sep 6, 2026 1.371 $24.07 $33.00
Sep 3, 2026 17 $24.12 $410.04
Sep 3, 2026 10.23 $24.50 $250.64

Returns

8/11
Net APY
2.33%
Gross APY
2.33%
Realized ARY
5.25%
Cap rate
2.33%
Cash-on-cash
2.33%
Gross rent / yr
$113,895.12
Monthly rent
$9,491.26
Total rent paid
Not provided
Payout cadence
Monthly
since Dec 2024 · 14 monthly payouts
Metric

Net yield over time

Avg 5.25%
Dec 2024 0.00%–14.12% Oct 2026

Operating costs (annual) — the drag from gross rent to NOI

Management $22,948.20 20.15%
Utilities $68,261.88 59.93%
Maintenance reserve $3,000.00 2.63%
Total operating costs $94,210.08 82.72%
Gross rent → NOI $113,895.12 → —

How net yield is calculated

Tenants pay gross rent, but property management (~7%), insurance, property tax, maintenance and the platform fee come out before you’re paid. Net rent is what’s left to distribute — those costs fall on the investor, not the platform. The platform keeps only its listing/trading fee.

Why the payout swings. Lofty distributes the actual cash collected each month, so a repair, a vacancy or a fee lands in the month it happens — the bars above move with it. You see costs raw, as they occur, not averaged out.

Valuation

13/17
Current price / token
$17.00 · 1 tokens ($17.00) · today
Appraisal NAV
$50.41
Premium / discount vs NAV
-66.3%
Underlying value
$371,050.00
Sale price
$351,750.00
ZIP home value (Zillow)
$185,857.95
This price vs ZIP
+89.3%
ZIP rent (Zillow)
$1,405.42
This rent vs ZIP
+575.3%
Median home value (ACS)
$67,600.00
Median rent (ACS)
$887.00
HUD fair market rent
$1,880.00 (5BR · ZIP)
Rent vs HUD FMR
+404.9%

Risk

12/16
LTV
45.50%
Property price
$351,750.00
Loan
$159,877.59
Equity
$191,872.41
Monthly loan repayment
$0.00
Occupancy
Vacancy on record
Vacancy rate (tract)
17.20%
Vacancy rate (county)
9.70%
Income vs county
-56.5%
Income trend
+90.6%
Population trend
-22.3%
County tax standing
Not provided
FEMA flood zone
AE · SFHA

⚠️ Monthly loan repayment is $0 (deferred) — the 45.5% loan isn’t being serviced now, which inflates current cash yield, but the $159,877.59 principal still claims sale proceeds.

Whale concentration

High
Holders (wallets)
≈ 76ⓘ
Total tokens
7,361
Top holder
41.11%
Top 5
78.48%
Top 10
87.76%
Largest holding
3,026 tokens
Effective holders
4.5
HHI
2,239.2
Distribution of the top 25 holders and the combined remainder — hover for value & quantity

Read live from Algorand: every holder's on-chain balance across 76 wallets (issuer/reserve excluded). Higher top-holder share means a single seller can move the price. The platform's own holder count can run slightly higher — it also counts owners pooled in its custodial wallet.

Property & Neighborhood

9/13
Address
Not provided
Location
Albany, NY
Country
United States
Property type
Short-term rental
Beds / baths
5 Bed / 2 Bath
Size
2,340 sqft
Year built
1815
Operating since
2024-11-30 (1y 10m in)
Median income (tract)
$36,150.00
Population (tract)
2,653

Off-chain neighborhood data — US Census ACS 5-year (tract 002500) + Zillow ZIP indices, joined by geocoded address. Measured, not curated.