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Lofty Secondary

2221 E Chase St, Baltimore, MD 21213

🇺🇸 Baltimore, MD

2221 E Chase St, Baltimore, MD 21213 — photo 1 1 / 12

Total Asset Value

$509,855

$279,553 raised

Price

$91.75 / token 0.0% vs previous fill

+82.4% vs issue price

Buy on Lofty ↗

🕒 Realized yield

22.82%

average of yield over time, to date

📈 Current Market Yield

12.33%

net rent ÷ current market price

⚠️ Risk signals

✕ 1 ! 2 ✓ 3

red = caution · click to inspect each signal

🔔 Watch this property

Get alerted when liquidity drops, a lawsuit is filed, or distributions stop.

Risk check Short-term rental Rent current Rent 28% above HUD FMR Minimal flood risk Yield dipped to 9.7% Sellable +82% over issue

Overview

4/5
Platform
Lofty
Token symbol
Not provided
Asset class
Real estate
Market
Secondary
Status
Active

Exit & Liquidity

6/9
Sellability
Two-sided
Trades (7d)
11 fills
AMM pool cash (USDC)
$0.00
AMM pool tokens
0
Order book — buy
358
Order book — sell
46

Executed trades

20 fills

Actual fills on the secondary market, newest first — not open orders. Updated hourly; where a transaction hash exists the date links to the chain.

When Tokens Price Value
today 1 $91.75 $91.75
1d ago 1 $91.75 $91.75
2d ago 0.047 $95.71 $4.50
2d ago 1 $91.75 $91.75
3d ago 0.0417 $95.71 $3.99
4d ago 1 $92.20 $92.20
5d ago 0.0417 $95.71 $3.99
5d ago 1 $92.20 $92.20
6d ago 0.3656 $95.71 $34.99
6d ago 0.0105 $95.71 $1.00
6d ago 0.3134 $95.71 $30.00
7d ago 0.0966 $95.20 $9.20
7d ago 0.3151 $95.20 $30.00
9d ago 0.0424 $91.98 $3.90
9d ago 0.1041 $95.98 $9.99
9d ago 0.18 $95.98 $17.28
10d ago 0.1041 $95.98 $9.99
10d ago 0.2083 $95.98 $19.99
12d ago 0.5209 $95.98 $50.00
13d ago 0.1041 $95.98 $9.99

Returns

9/11
Net APY
22.48%
Gross APY
22.48%
Realized ARY
22.82%
Cap rate
6.86%
Cash-on-cash
28.07%
Gross rent / yr
$35,017.32
Monthly rent
$2,918.11
NOI / yr
$23,670.24
Total rent paid
Not provided
Payout cadence
Monthly
since Jan 2025 · 21 monthly payouts
Metric

Net yield over time

Avg 22.82%
Jan 2025 9.72%–31.19% Sep 2026

Operating costs (annual) — the drag from gross rent to NOI

Property tax $335.88 0.96%
Insurance $2,199.00 6.28%
Management $1,750.92 5.00%
Utilities $6,311.28 18.02%
LLC admin $750.00 2.14%
Total operating costs $11,347.08 32.40%
Gross rent → NOI $35,017.32 → $23,670.24

How net yield is calculated

Tenants pay gross rent, but property management (~7%), insurance, property tax, maintenance and the platform fee come out before you’re paid. Net rent is what’s left to distribute — those costs fall on the investor, not the platform. The platform keeps only its listing/trading fee.

Why the payout swings. Lofty distributes the actual cash collected each month, so a repair, a vacancy or a fee lands in the month it happens — the bars above move with it. You see costs raw, as they occur, not averaged out.

Valuation

13/17
Current price / token
$91.75 · 1 tokens ($91.75) · today
Appraisal NAV
$50.31
Premium / discount vs NAV
+82.4%
Underlying value
$279,000.00
Sale price
$262,500.00
ZIP home value (Zillow)
$116,085.07
This price vs ZIP
+126.1%
ZIP rent (Zillow)
$1,715.02
This rent vs ZIP
+70.2%
Median home value (ACS)
$178,200.00
Median rent (ACS)
$1,199.00
HUD fair market rent
$2,280.00 (3BR · ZIP)
Rent vs HUD FMR
+28.0%

Risk

12/16
LTV
74.00%
Property price
$262,500.00
Loan
$194,194.01
Equity
$68,305.99
Monthly loan repayment
$0.00
Occupancy
Occupied
Vacancy rate (tract)
35.00%
Vacancy rate (county)
14.70%
Income vs county
-41.6%
Income trend
+15.6%
Population trend
-33.4%
County tax standing
Not provided
FEMA flood zone
Outside mapped hazard zones

⚠️ Monthly loan repayment is $0 (deferred) — the 74% loan isn’t being serviced now, which inflates current cash yield, but the $194,194.01 principal still claims sale proceeds.

Whale concentration

High
Holders (wallets)
≈ 181ⓘ
Total tokens
5,546
Top holder
69.95%
Top 5
80.75%
Top 10
85.40%
Largest holding
3,887 tokens
Effective holders
2
HHI
4,934.2
Distribution of the top 25 holders and the combined remainder — hover for value & quantity

Read live from Algorand: every holder's on-chain balance across 181 wallets (issuer/reserve excluded). Higher top-holder share means a single seller can move the price. The platform's own holder count can run slightly higher — it also counts owners pooled in its custodial wallet.

Property & Neighborhood

9/13
Address
Not provided
Location
Baltimore, MD
Country
United States
Property type
Short-term rental
Beds / baths
3 Bed / 3 Bath
Size
1,120 sqft
Year built
2025
Operating since
2025-01-03 (1y 9m in)
Median income (tract)
$34,798.00
Population (tract)
852

Off-chain neighborhood data — US Census ACS 5-year (tract 080400) + Zillow ZIP indices, joined by geocoded address. Measured, not curated.